The list of banks that offer free checking accounts is not that long anymore. Not only do we still have a Totally Free Checking account option, we also won’t nickel and dime you with fees.

There are many types of fees that our competitors charge that we don’t. To name just a few:

• $4-$5 monthly fee for not maintaining a minimum balance in your savings account
• $10 monthly fee if a money market account balance falls below the minimum requirement
• Up to a $125 application fee for a loan
• Anywhere from $500 to $1,500 in closing costs on home equity loans and lines of credit
• $5.95 inactive bill pay charge if the service isn’t used during the month
• $5 monthly fee for non-verification of your address
• $35 for each checking item overdrawn, plus another $35 if the account stays overdrawn for five consecutive days
• 3 percent or higher of the total amount being transferred to your credit card
• Higher rates for getting a cash advance with your credit card vs. making a purchase with it

If you’re ready to stop paying ridiculous fees on your financial transactions, we’re here for you. Need a little more convincing? Read more about why you should choose Arsenal as your financial institution