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St. Louis auto refinancing: Lower your monthly car payment and pay less in total interest

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St. Louis auto refinancing: Lower your monthly car payment and pay less in total interest

Refinance Your Auto Loan in St. Louis

Since March 2017, when we began tracking how much we were saving members by refinancing the loans they had from other banks, credit unions and financing companies owned by auto manufacturers, we have collectively saved our members $1,265,035.

No one wants to be stuck paying too much for their car. Get a great deal on an auto refinance in St. Louis, Jefferson County, the metro-east area and several other counties in Missouri.

A year-by-year breakdown on how much we’ve saved our members

  • 2021: ACU saved members $24,141.15 (through January)
  • 2020: ACU saved members $267,179.04
  • 2019: ACU saved members $369,818.25
  • 2018: ACU saved members $337,124.18
  • 2017: ACU saved members $266,773.66

Learn more about what makes our auto loans different than other lenders.

See if we can help you save money in St. Louis with auto refinancing

We’re happy to do the calculations for you!

Using the year of your vehicle, your current loan rate, term and remaining balance, we’ll compare it with our rates and terms based on your current credit score to determine how low your payments could be and how much we could save you overall. There are no credit union fees to move your auto loan from another lender to Arsenal.

Contact our auto refinance specialist, Tracey Fleischman, directly at 314.919.1046 or complete the short form below and we will get back to you during normal business hours.

Contact Tracey Today

A look at which Arsenal member saved the most money each month

The table below shows you just how much lower our interest rates are compared to others and how much less in interest our members had to pay after switching to us.

Arsenal CU MemberMonthInitial Rate from Another LenderRate from Arsenal CU Based on CreditworthinessAuto Loan Amount RefinancedTotal Interest Savings
Don C.January 202110.59% APR from Ally Financial4.74% APR from Arsenal$49,306.93 refinanced$10,168.26 in total interest savings
Tylia G. December 20206.00% APR from Hyundai Finance3.40% APR from Arsenal$36,655.02 refinanced$4,222.46 in total interest savings (with term shortened from 72 to 63 months, too!)
Carissa K. November 202018.00% APR from Regional Acceptance Corporation4.94% APR from Arsenal $13,468.43 refinanced$7,036.31 in total interest savings
Mattie S.October 202021.00% APR from Santander Bank11.50% APR from Arsenal$14,750 refinanced$10,074.67 in total interest savings (with term shortened from 74 to 72 months, too!)
Delbert C.September 20205.63% APR from BMO Harris Bank3.35% APR from Arsenal$36,241.13 refinanced$4,193.18 in total interest savings (with term shortened from 84 to 63 months, too!)
Baylee L.August 202014.27% APR from a local credit union4.74% APR from Arsenal$15,472.34 refinanced$6,145.38 in total interest savings (with term shortened from 78 to 72 months, too!)
Brian M. July 2020 13.00% APR from Ally Financial 5.49% APR from Arsenal $29,908.32 refinanced $9,561.39 in total interest savings (with term shortened from 75 to 72 months, too!)
Michelle K.June 202022.00% APR from Westlake Financial Services6.49% APR from Arsenal$18,725.15 refinanced$12,103.37 in total interest savings (with term shortened from 72 to 69 months, too!)
Jeff H. May 20206.75% APR from PNC Bank4.25% APR from Arsenal$56,486.25 refinanced$6,287.08 in total interest savings (with term shortened from 84 to 78 months, too!)
Timothy W.April 202023.00% APR from Santander Bank4.00% APR from Arsenal$17,201.52 refinanced$10,131.64 in total interest savings (with term shortened from 72 to 63 months, too!)
Charles P.March 20206.93% APR from PNC Bank3.99% APR from Arsenal$39,838.90 refinanced$8,399.80 in total interest savings (with term shortened from 84 to 63 months, too!)
Deborah D.February 20206.58% APR from Ally Financial4.50% APR from Arsenal$57,552.18 refinanced$6,349.00 in total interest savings (with term shortened from 84 to 72 months, too!)
Jason A.January 20207.00% APR from GM Financial3.99% APR from Arsenal$35,642.84 refinanced$4,407 in total interest savings (with term shortened from 72 to 63 months, too!)
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