fbpx Skip nav to main content.
Blog Auto

Lower your monthly car payment, pay less in total interest

Auto
Lower your monthly car payment, pay less in total interest

Since March 2017, when we began tracking how much we were saving members by refinancing auto loans they had from other banks, credit unions and financing companies owned by auto manufacturers, we have collectively saved our members $1,085,371.87.

A year-by-year breakdown on how much we’ve saved our members

  • 2020: ACU saved members $111,655.78 (through May)
  • 2019: ACU saved members $369,818.25
  • 2018: ACU saved members $337,124.18
  • 2017: ACU saved memberrs $266,773.66

Learn more about what makes our auto loans different than other lenders.

See if we can help you save money

We’re happy to do the calculations for you!

Using the year of your vehicle, your current loan rate, term and remaining balance, we’ll compare it with our rates and terms based on your current credit score to determine how low your payments could be and how much we could save you overall. There are no credit union fees to move your auto loan from another lender to Arsenal.

Contact our auto refinance specialist, Tracey Fleischman, directly at 314.919.1046 or complete the short form below and we will get back to you during normal business hours.

Contact Tracey Today

A look at which Arsenal member saved the most money each month

The table below shows you just how much lower our interest rates are compared to others and how much less in interest our members had to pay after switching to us.

Arsenal CU MemberMonthInitial Rate from Another LenderRate from Arsenal CU Based on CreditworthinessAuto Loan Amount RefinancedTotal Interest Savings
Jeff H. May 20206.75% APR from PNC Bank4.25% APR from Arsenal$56,486.25 refinanced$6,287.08 in total interest savings (with term shortened from 84 to 78 months, too!)
Timothy W.April 202023.00% APR from Santander Bank4.00% APR from Arsenal$17,201.52 refinanced$10,131.64 in total interest savings (with term shortened from 72 to 63 months, too!)
Charles P.March 20206.93% APR from PNC Bank3.99% APR from Arsenal$39,838.90 refinanced$8,399.80 in total interest savings (with term shortened from 84 to 63 months, too!)
Deborah D.February 20206.58% APR from Ally Financial4.50% APR from Arsenal$57,552.18 refinanced$6,349.00 in total interest savings (with term shortened from 84 to 72 months, too!)
Jason A.January 20207.00% APR from GM Financial3.99% APR from Arsenal$35,642.84 refinanced$4,407 in total interest savings (with term shortened from 72 to 63 months, too!)
William P.December 20198.85% APR from Wells Fargo Dealer Services5.74% APR from Arsenal$21,283.12 refinanced$2,924.66 in total interest savings (with term shortened from 75 to 72 months, too!)
Romeo S.November 201921.00% APR from Westlake Financial Services6.25% APR from Arsenal$18,186.46 refinanced$9,886.96 in total interest savings (with term shortened from 72 to 69 months, too!)
Simon F.October 20199.98% APR from Santander Bank3.99% from Arsenal$24,415.46 refinanced$6,335.27 in total interest savings (with term shortened from 72 to 60 months, too!)
Dylan H.September 201913.50% APR from Ally Financial4.74% APR from Arsenal$20,854.75 refinanced$6,556.35 in total interest savings (with term shortened from 72 to 69 months, too!)
Gloria M.August 201918.59% APR from Capital One Auto Finance5.74% APR from Arsenal$19,958.89 refinanced$9,279.02 total interest savings (with term shortened from 72 to 63 months, too!)
Larry T.July 201918.00% APR from Ally Financial7.99% APR from Arsenal$19,358.26 refinanced$7,379.29 total interest savings
Braden Y. June 201910.55% APR from Bank of West5.34% APR from Arsenal$55,729.17 refinanced$13,844.29 total interest savings (with term shortened from 84 to 72 months, too!)
Christine S.May 201923.00% APR from Santander Bank5.50% APR from Arsenal$26,518.75 refinanced$23,896.33 total interest savings (with term shortened from 84 to 72 months, too!)
Connie F.April 20198.62% from Ally Financial5.00% APR from Arsenal$21,730.03 refinanced$4,228.32 total interest savings
Brenda A.March 201912.50% APR from Ally Financial5.00% APR from Arsenal$25,685.28 refinanced$8,828.34 total interest savings (with term shortened from 75 to 63 months, too!)
Gushner W.February 20197.59% APR from a large, local CU6.00% APR from Arsenal$53,242.33 refinanced$3,540 total interest savings
John O.January 20198.06% APR from Denali State Bank5.75% APR from Arsenal$17,700.77 refinanced$2,843.71 total interest savings (with term shortened from 84 to 60 months, too!)
Share this story