Wrap up your Christmas shopping instead of wrapping yourself in debt
Buying for everyone on your Christmas list can become overwhelming. Don’t have the cash to buy for everyone? With special financing offers and free gifts, that store credit card might sound like a great idea. But, that new store credit card could actually torpedo your credit score.
Our credit card has a lower rate than store cards
After the initial financing offer from another card issuer expires, you could be saddled with an astronomical interest rate on your purchases if they’re not paid off in full. At Arsenal, our fixed-rate option starts as low as 9.90% APR*, and our variable-rate option starts as low as 8.75% APR.
We also have rewards points
You earn points every time you make a purchase with an Arsenal credit card. Redeem points for a wide variety of merchandise, travel and gift cards – or use them to make payments, in $50 increments, to your Arsenal credit card balance. See what you can earn.
No balance transfer or cash advance fees
Already have a balance on a high-interest credit card? There are no fees to transfer it to a lower-rate Arsenal credit card. Need emergency cash? Our rate for cash advances is the same as it is for other transactions.
No penalty rate
Miss a payment on your store credit card? In addition to a late fee, your interest rate could also skyrocket. An Arsenal credit card features no penalty rate.
Ready to experience excellence with your credit card?
Apply online today and receive a quick decision.
*APR=Annual Percentage Rate. Subject to change and based on creditworthiness. Rates as of 12-01-18.