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|TERM||MINIMUM BALANCE TO EARN||APY* / INTEREST RATE||WITH IRA CD - APY / RATE|
|3-month None||$500||0.05% / 0.05%||0.05% / 0.05%|
|6-month Quarterly||$500||0.20% / 0.20%||0.20% / 0.20%|
|12-month Quarterly||$500||0.35% / 0.35%||0.35% / 0.35%|
|18-month Quarterly||$500||0.40% / 0.40%||0.40% / 0.40%|
|24-month Quarterly||$500||0.50% / 0.50%||0.50% / 0.50%|
|36-month Quarterly||$500||0.60% / 0.60%||0.60% / 0.60%|
|48-month Quarterly||$500||0.70% / 0.70%||0.70% / 0.70%|
|60-month Quarterly||$500||0.80% / 0.80%||0.80% / 0.80%|
Rates Subject To Change Without Notice. Rates as of 4-4-19.
*APY=Annual Percentage Yield
All certificates have the option of paying quarterly or monthly interest that would be transferred to another Arsenal Credit Union account. Interest checks may be paid monthly for all certificates with a $10,000 minimum balance. Selecting any of these interest options will affect the annual percentage yields quoted on this rate sheet – the annual percentage yields are calculated based on quarterly compounding of the interest.
The minimum balance requirement is $100 for members age 18 and under to earn the stated APY.
Fees may reduce earnings on the account. A penalty rate may be imposed for early withdrawal.