People in four neighboring Missouri counties – Franklin, Washington, St. Francois and Ste. Genevieve – are now able to open accounts at Arsenal, get loans through us and enjoy the same money-saving benefits as you do! Individuals who live or work in any of these counties qualify for membership here, as do any small businesses located in them.

Our field of membership (FOM) expansion involved a lengthy process that started last September with our board of directors approving policy changes, followed by membership voting in favor of bylaw changes at our annual meeting this past April. The state of Missouri then gave final approval in late June.

Other geographic areas we serve in Missouri are Jefferson County, St. Louis County and St. Louis City, plus some select ZIP codes in four other counties. In Illinois, we serve these four counties: St. Clair, Madison, Monroe and Randolph.

Who else can join

We also expanded our definition of “family” so that aunts, uncles, nieces, nephews, first cousins, steps and in-laws of eligible members can also do business with us. This is in addition to others who we were already able to serve: spouse, child, grandchild, sibling, parent and grandparent. Legal guardians and legally adoptive relationships are also included in the new definition for clarity.

There are other ways  a person can join if they don’t live or work in an area we serve or have a family member who does, such as working for the National Geospatial-Intelligence Agency (NGA) or the local Veteran’s Administration (VA). For other ways, click here.

Many reasons to join

Benefits of free membership include paying lower rates on loans, receiving higher rates on deposits, and paying fewer and lower fees compared to a bank. Our not-for-profit, member-owned structure enables us to offer these financial benefits, and our focus on helping people rather than making money results in members receiving superior service, too.

Those interested in joining the credit union have the option of applying for membership online or in person at any of our branches.

Spread the word

Our credit union family is 27,000+ strong and growing every day. We’re happy to count you among them and look forward to giving more people the opportunity to “experience EXCELLENCE.”  Sharing a story about your positive experience with us on Google will help the cause. Simply search for Arsenal Credit Union on Google (make sure you’re signed into your Google account), find and click on the Reviews section in your search results, and leave a star rating and share details of your experience.