Do you have big plans for retirement or no plan?
Attend one of four complimentary seminars this February and learn more about planning for your retirement.
When you imagine retirement, what do you see?
A life of leisure? Traveling the globe? Will you have enough money later in life to afford this? Do you have a plan set yet?
Here are the facts
If you’re like most Americans, you either haven’t saved enough for retirement or are worried that you haven’t. Almost 40 million households have no retirement savings at all, according to the National Institute on Retirement Security. The Employee Benefit Research Institute estimates that all U.S. households have 4.3 trillion fewer in savings than they should have for retirement.
Social Security won’t take care of everything
If you are solely relying on Social Security benefits, do you realize that retired workers earn an average of $1,354.04 per month (the equivalent of a minimum-wage job). No one wants to find themselves choosing between food and prescription drugs in their old age.
We can help you prepare for retirement
Be ready to retire by the time you want and enjoy the lifestyle you envision. Attend a complimentary seminar: Retirement Basics: An Overview of the Retirement Planning Process. Our knowledgeable and experienced CFS* financial advisor, David Weis, will help guide you down the retirement planning road map, answering questions about:
- Implementing a plan for your retirement.
- Starting a plan now vs. catching up later.
- Setting goals and objectives about what you want to get out of retirement.
- Crunching numbers to meet your goals.
- Using effective tax-advantaged savings vehicles.
- Protecting against risk.
When and where?
We’re holding seminars at all four of our public branches. Pick one that’s most convenient for you.
- Arnold: Tuesday, Feb. 4 @ 6:30 p.m.
- Florissant: Thursday, Feb. 6 @ 6:30 p.m.
- Webster Groves: Wednesday, Feb. 12 @ 6:30 p.m.
- Swansea: Thursday, Feb. 13 @ 6:30 p.m.
Reserve your spot today!
To register, please email Jenny Remes at firstname.lastname@example.org or call at 314.919.1006. Feel free to share this link with others who could benefit from this seminar. Space is limited. There is no cost to attend. Light refreshments will be served.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.