Nine ways you can experience more financial freedom
We offer you tons of tools and perks to help keep transactions using your Totally Free Checking account (or any checking account) safe, easy and fun!
1. Mobile Banking
First, if you haven’t downloaded it yet, make sure you have mobile banking installed on your phone. This is like having an Arsenal branch in the palm of your hand. With mobile banking, you can manage your accounts, apply for loans, make transfers between accounts and so much more. Mobile banking is free on both iOS and Android.
We want to give you more control. Debit and credit card fraud are real, but we have a way to help you prevent them. Set up alerts, manage your account, lock/unlock your card and much more using the free CardKey app.
3. Rewards points for debit card transactions
Earn rewards points when you use your debit card for signature-based transactions. Most financial institutions give you rewards points for using your credit card. We give you points for both.
4. More free ATMs
Get cash from more than 250 free ATMs in the St. Louis area and nearly 30,000 across the country. You also have access to 5,600+ credit union shared branches across the country, including 75 in the St. Louis and Metro East areas.
5. Mobile Check Deposit
Tap. Snap. Deposit. Skip the branch visit if you need to deposit a check and take out your mobile device. Mobile Check Deposit on the Arsenal app lets you take a picture of your check and deposit it straight into your checking account. Your funds become available quickly.
6. Mobile payments
You use your phone for everything, but are you using to check out when you go to the store? Set up your debit card on your phone’s mobile payment app for contactless, convenient payments.
7. Spend to Save
Make saving automatic every time you use your debit card with our free Spend to Save program. With this program, for every time you swipe your debit card, we round up the “change” to the nearest dollar and deposit it into your savings account. Watch your savings grow with every transaction you make.
8. Instant-issue debit cards
Open your account in a branch and you’ll receive an instant-issue debit card on the spot. Lose your card and we can get you a new one almost as soon as you need it.
9. P2P transfers
Are you still using Venmo to send money to friends and family? Are you tired of all of your payments showing up in the social feed? We have a solution. Send and receive money directly to and from your checking account using P2P transfers.