Ok! If this is your first time using Online Banking?
Yes
Okay! To enroll, call us during normal business hours at 314.962.6363 (or 618.239.6363 for Illinois members; 1.800.719.6363 if you are outside of the St. Louis area) and press option 6, then 2.
No
Great. To access your account, simply click “Login” in the upper right hand corner of the page.
On my mobile device
Great! First make sure you’re enrolled in online banking. Then, download our free app for iPhone or Android.
Opening a checking account
Great! What do you care most about in a checking account?
Earning interest
Okay! Both our Advantage Plus Checking and Value Checking accounts earn interest. Advantage Plus earns higher interest than Value Checking. With Value Checking, there’s no monthly fee if you maintain an average daily balance of $500 or more.
Great! Take a look at our Advantage Plus Checking account that comes with one free package of checks a year.
Signing up for eStatements
Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab within online banking and accept the disclosure that appears.
We’re sorry to hear that. Is this during or after business hours?
During
Please call us at 314.962.6363 or 618.239.6363, and press option 6, then 1.
After
If it’s your debit card, please call 1.888.918.774. If it’s your credit card, please call 1.866.820.3035.
Taking control of your debit/credit card
We have an app for that, and it’s free. Check out Arsenal CardKey today to lock/unlock your cards, set up alerts/controls and so much more.
Sending money to family and friends
You can easily send and receive money with Zelle®. It’s fast. It’s free. It’s easy. It’s already in online banking and our mobile app.
What would you like to save for?
An upcoming holiday or vacation
Sounds lovely! We have both Christmas Club and Vacation Club accounts available to our members. Check out our Savings page and scroll down for more info.
Retirement
It sounds like an IRA (Individual Retirement Account) would be helpful for you. If you’re interested in meeting with a financial advisor to discuss a Roth IRA and other investment options, we can also make that happen.
College
Meet with our financial advisor to learn about the different options available for funding a college education, including the Coverdell Educational Savings Account and the 529 College Savings Plan.
Something else – and I’d like to earn a good interest rate
Do you have some money saved up already?
Yes, quite a bit
Nice! Are you okay with leaving your money untouched for a while?
Sure
Cool! We think you might like one of our CDs. You agree to leave your money untouched for a while in exchange for a higher interest rate.
I’d prefer to make withdrawals when I need to.
Sounds good. Check out our Money Market account. It’s a little more flexible, but still gets you a higher rate.
Not much
No worries. Once you open a Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
I’d prefer just a basic savings account
Ok! Our Savings account sounds just right for you. It also secures your Arsenal membership.
I want to make saving automatic
We can help. Enroll in our Spend to Save program to have your debit card transactions rounded up to the nearest dollar, with the change deposited to your savings account. You can also set up a payroll deduction to have a part of your paycheck deposited directly into savings each pay period.
If you’re reading this, there’s a good chance you’re paying too much on your current auto loan.
Get a better deal on your monthly payment in St. Louis, Jefferson County, the metro-east area and several other counties in Missouri when you refinance your car loan at Arsenal Credit Union.
Since March 2017, we’ve collectively saved our members $1,816,465.80 by refinancing bad, original loans from other lenders.
Competitive rates and long loan terms make it cool to refinance at Arsenal Credit Union
During 2022 we saved people like you an average of $3,634.70 in total interest* by refinancing bad auto loans they had elsewhere.
One member who moved his $52,704.27 auto loan balance in August 2022 and received a much lower rate and shorter term from us will end up paying $24,165.05 less in interest full term!
Let us help you save money in St. Louis with auto refinancing
We put saving money on the map
We’re happy to calculate your monthly auto loan payments for you!
Using the year of your vehicle, your current loan rate, term and your remaining balance, we’ll compare it with our rates and terms based on your current credit score to determine how low your payments could be and how much we could save you overall. There are no credit union fees to move your current auto loan from another lender to us.
Complete the short form below and we’ll get back to you with your potential savings, monthly payment and new loan term during normal business hours. You can also contact our Auto Loan Refinance Specialist, Tracey Fleischman, directly at 314.501.2455 or tfleischman@arsenalcu.com.
A look at which Arsenal member saved the most money each month
Keep more cash in your pocket each month with our potential savings
Click on a month/member below to see how much our competitive rates saved members in total interest on their auto loan payments after they switched their original loans to us.
*This figure is based on all members who refinanced an auto loan through Arsenal Credit Union between January-December 2022 and accepted their final terms. To evaluate savings on a loan you are considering refinancing, it is important to compare your APR and remaining term from your existing auto loan to the APR and term offered by Arsenal Credit Union.
Leaving Our Website
Arsenal provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. The credit union is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. When you exit our site, our Privacy Policy is no longer in effect. Thank you for visiting us online. Please return when you need information about Arsenal’s products and services.