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Blog Fraud/Identity Theft

Avoid the 12 scams of Christmas (plus more tips to stay safe)

Fraud/Identity Theft
Avoid the 12 scams of Christmas (plus more tips to stay safe)

Scammers are out in full force trying to fraud consumers out of their cash and identities

We’ve compiled a list of resources to help you stay on top of the latest tricks and schemes criminals may use to lure you out of your money and steal your personal information.

While these tips and resources are particularly timely for the holiday season, you can keep yourself safe by using them throughout the year.

The Naughty List: Better Business Bureau’s 12 Scams of Christmas

The Better Business Bureau (BBB) has compiled a list of the 12 scams that are most likely to catch consumers and donors off guard this holiday season. Some of the biggest scams to watch out for include misleading social media ads, fake social media gift exchanges, holiday apps that can contain malware and fraudulent shipping notifications.

Learn More

Never share your usernames or passwords


Never give out your online banking, social media or other username/password combinations. Remember that an official representative of Arsenal will not ask for this information unsolicited.

Also, make sure to create strong, unique passwords that aren’t easy to guess. Check out the PDF below to learn how.

View PDF

Watch out for gift card scams

If someone online or over the phone asks to be paid with a gift card, it’s definitely a scam. When you purchase the card and relay the information back to them, they will spend that money and leave you without the good or service they promised to deliver. The Federal Trade Commission (FTC) has more tips and a video that will help you spot these scams.

Learn More from the FTC

Beware of holiday charity scams

It’s the season of giving. Unfortunately some criminals see that as an easy way to prey on unsuspecting individuals. Scammers may solicit you over the phone or set up a fake charity website. Learn how to spot these scams better with tips from the Federal Communications Commission (FCC).

Learn More from the FCC

Send money safely with P2P apps

Scams targeting Zelle® and other P2P money transferring app users are getting more creative. If you use Zelle within online or mobile banking, check out the article below to learn how you can make your transactions safer.

Learn More

Protect your identity when using email

Staying vigilant with your inbox helps keep your own email secure. It also helps keep the information of your clients, business associates friends and family more secure, too. Read more about the do’s and don’ts of avoiding email scams on our blog.

Learn More