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Earn more in 2023: Special Rates on CDs + Money Market Accounts

Saving & Investing
Earn more in 2023: Special Rates on CDs + Money Market Accounts

Short-term investments. Long-term payoffs

Did you make a resolution to save more money? That’s great. This is your opportunity to earn interest on your New Year’s resolution.


New Year CD Special*

  • Earn 4.25% annual percentage yield (APY) on a 12-month term.
  • Earn 4.30% APY on an 18-month term.
  • Earn a 4.50% APY on a 24-month term.

Open your account at home (or wherever you are) with Live Video Banking. Or, visit one of our four area branches and a member advocate will help serve you.

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Update 2/6/2023: Our special offer has been extended for another month, through 2/28/23. Earn a 0.25% rate bump when you open a CD with funds not currently on deposit at Arsenal Credit Union. Rates cited above include this increase. If using money from an existing Arsenal deposit account to open or renew a CD, a 4.00% APY  applies to a 12-month term, a 4.05% APY applies to an 18-month term and a 4.25% APY applies to a 24-month term.


Higher rates on all CDs

Looking for another term? We’ve increased rates on all CDs. Find one that works for you.

Earn a 0.25% APY rate bump (added to the rates listed directly below) when you open your CD with funds from an account outside of Arsenal Credit Union. Earn a special, higher rate on 48-month and 60-month terms when you open an IRA CD.

  • 3-month term: 1.75% APY
  • 6-month term: 2.30% APY
  • 36-month term: 3.10% APY
  • 48-month term: 3.15% APY  |  3.50% APY on an IRA CD
  • 60-month term: 3.20% APY  |  3.75% APY on an IRA CD

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New, higher rates on all money market accounts

Want to earn money with a little more flexibility? A money market account may be right for you. The minimum amount to start earning interest is $2,500.

  • $2,500 – $9.999: 1.65% APY
  • $10,000 – $24,999: 1.75% APY
  • $25,000 – $49,999: 1.85% APY
  • $50,000 – $99,999: 1.95% APY
  • $100,000 and over: 2.05% APY

Our money market accounts are totally free. There are no fees if you don’t meet the minimum balance requirement to earn interest. Make up to six withdrawals each month. You can even set up automatic transfers from your checking account to make saving/earning easy.

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All rates on CDs and money market accounts as of 2/6/23 and subject to change. Savings account with $5.00 minimum deposit required to join Arsenal Credit Union.

*New Year CD Special valid from 1/9/23 through 2/28/23. Subject to change without notice. $500 minimum deposit. A penalty rate may be imposed for early withdrawal. 

Federally Insured by NCUA