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You expect a certain level of security when using your debit and credit cards – and we provide it.
When you use your credit or debit card, the retailer pays a small interchange fee to their financial institution or card processor (like Visa or Mastercard) to accept, process and authorize your transaction.
Interchange acts as a safety net that helps financial institutions recover expenses when fraud due to retailer negligence and theft affect you personally.
Right now in Congress, there’s a bill that would allow retailers to choose which network they use for credit card transactions. Most retailers will choose the cheapest – not the most secure – option.
Changes proposed by lawmakers will lead to less secure, less innovative and higher-risk transactions.
We believe this legislation is not in the best interest of consumers, small businesses and community-based financial institutions.
Tell them to oppose S. 1838, the Big Box Bill. We hope that you’ll consider lending your voice to this important effort.
Please click the link below to learn more about this problem and send an email to your U.S. Representative and U.S. Senators.