Your financial plan for retirement is not a one-time decision. Each year brings changes to your life as well as the people and causes important to you. Use a year-end planning conversation with your financial professional to help ensure your goals and wishes are reflected.
What topics should your year-end planning session include?
- Are you planning a major expense? From funding a renovation to paying tuition, these financial decisions could impact your long-term plan.
- Have there been any changes to your health or the well-being of an aging parent? If a health-related issue for you or someone in your family is now top of mind, the coming year might have you considering shifting your financial plan to include long-term care funding or saving more for healthcare.
- Is a child moving off your healthcare policy this year? Most employee-sponsored health benefits only let you carry an adult child until the age of 26. How will you need to adjust your plan if you no longer need to cover your child.
And perhaps the biggest change you might be considering for the coming year: Will you retire?
Now’s the time to look ahead with your financial professional and, together, balance your retirement strategy with any upcoming life changes.
Reach out to David Weis, our knowledgeable Financial Advisor available through broker-dealer CUSO Financial Services, LP (CFS)*. Schedule a no-cost, no-obligation appointment with him today to talk about your insurance needs. Call him today at 314.919.1058.
Visit David’s website
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
