"Bar none the best. They treat us like gold each and every time. You could not ask for better management or staff. Simply awesome."
Refer a Friend
Use your phone for more than a selfie. Earn up to $25 when a friend opens an account at Arsenal. Earn another $25 when they open a checking account with a debit card or a loan of any type. Learn more.
Points earned for credit card and debit card usage can be redeemed for gift cards, merchandise, travel, etc. Our Points to Cash program also allow members to make payments to their Arsenal credit card using their accumulated points.
When you have an online banking relationship with us, you can get purchase rewards at stores and restaurants you visit when you use your Arsenal Visa debit card and spend the amount within the time specified in the offer.
Tracker Kids Club
Youth members (ages 12 and under) receive incentive prizes for saving their money at the credit union, cash for getting good grades in school (K-6) and higher interest than adult accounts earn.
Every year, we award money to members who are graduating high school seniors to put towards their higher education. Learn more about the program here.
Sprint cash rewards
As an Arsenal member, when you switch your cell phone plan to Sprint® you will earn a $100 cash reward for each new line activated (up to two lines total). Need more lines? Add lines three, four and five for FREE! Once you are enrolled in the program, you will get a $100 loyalty cash reward every year.
You’ll also receive 25 percent off select accessories purchased at Sprint stores. If you are currently a Sprint customer and have an account with Arsenal, register your line(s) below to receive the latter. In 2017, our members received a total of $21,400.
Offer begins Friday, Sept. 6, 2019. Offers/coverage not available everywhere or for all phones/networks. May not be combined with any other offers. Offer, terms, restrictions, and options subject to change and may be modified, discontinued or terminated at any time without notice. Restrictions apply.
Arsenal members may qualify for discounts and save up to $509 on car insurance through the TruStage® Auto Insurance Program. Visit TruStage.com to learn more.
We don’t change any application or origination fees on any loans, while some other lenders charge $25-$125.
The TruStage® Home Insurance Program helps Arsenal members safeguard their house and everything in it with coverage underwritten by Liberty Mutual Insurance Company. Visit TruStage.com to learn more.
Free for members. Non-members pay $2.00. Come into any of our branches
Advantage Plus Checking members get one free package of checks per year. There is also no issue fee for Visa TravelMoney cards (normally $6.95) for members who have this particular checking account.
Closing costs on home equity loans and lines of credit
When you finance through us, we pay for all of your closing costs (appraisal, title, flood certification, and recording fees), saving you between $500-$1,500 on a home equity loan/line of credit.
We do this year-round! See credit union for exclusions and other details.
Auto Shopping Center
Use the online auto search engine to shop, research, buy and finance a new or used vehicle. Compare pricing, discover trade-in values, get free CARFAX reports and more! Our tool has more dealers and inventory than most other sites – 120 dealers within 100 miles of St. Louis. Information on the site is provided in real time and updated every day.
Member Home Loan (MHL)
Let our fast, professional mortgage team guide you through the process and help you determine which type of mortgage product best fits your need. Our licensed loan officers are only a phone call away, 832.912.2151.
Credit Union Lending Systems (CULS):
More than 200 dealerships throughout Missouri and Illinois offer on-the-spot Arsenal financing. This includes autos, boats, personal watercraft, motorcycles, ATVs, RVs, etc. When you visit one of these locations, don’t get talked into any other “deals” offered; insist on Arsenal financing.
Enterprise Car Sales
Apply for and close on an Arsenal Credit Union auto loan at seven St. Louis-area Enterprise Car Sales locations. Search their inventory or contact Arsenal for more information. Each vehicle sold on an Enterprise lot has passed a 109 multi-point inspection!
Free/low-cost AD&D insurance
Members age 18 and older are entitled to $1,000 of no-cost TruStage® Accidental Death and Dismemberment Insurance – an exclusive member benefit paid for by Arsenal Credit Union. All you have to do is claim it; visit TruStage.com/ADD or call 1.800.798.8798 to activate it. AD&D insurance could be a nice supplement to life insurance and can pay a cash benefit for loss of life, hand, foot, eye, thumb, speech or hearing as a result of an accident. Acceptance is guaranteed – with no health questions or medical exam. You can add more coverage for yourself or add coverage for your spouse or entire family at a cost between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
TruStage AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012. ADD-1607683.1
Help protect your family against the unexpected with Debt Protection with Life Plus
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability or involuntary unemployment could help protect your finances. Life Plus adds protection for financially stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave and the loss of life of a non-protected dependent. It’s easy to apply for Debt Protection with Life Plus. It’s voluntary and won’t affect your loan approval. Call Arsenal Credit Union at 314.962.6363 and ask about protecting your loan today.
Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DP-2098950. 1-0418-0520 © CUNA Mutual Group 2018, All Rights Reserved.
Low-cost life insurance
You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden if you were to die is just one more way to show you care. TruStage® Life Insurance pays an income-tax free, cash benefit that your family can use for any reason – like funeral expenses, mortgage payments or unpaid debts. TruStage helps make it easy to compare insurance and explore options you can afford – so you can make a good decision today for your family. Get an instant quote online today. Or, call 1.888.888.0375 and talk to a licensed agent. TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings.
TruStage Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ©2017 TruStage Insurance Agency DTCG-1753162 1
Low-cost GAP Plus
GAP (Guaranteed Auto Protection) Plus helps cover you if your vehicle is stolen or totaled. Most insurance will only cover the value of your vehicle in such instances, but you might owe more on your loan. GAP Plus insurance gives you peace of mind by covering the rest and “closing the gap.” The “Plus” part is an additional benefit of a $1,000 deduction towards your next loan when you finance with ACU within 90 days of the GAP settlement. You can add GAP Plus to your Arsenal loan at any time.