Ok! If this is your first time using Online Banking?
Yes
Okay! To enroll, call us during normal business hours at 314.962.6363 (or 618.239.6363 for Illinois members; 1.800.719.6363 if you are outside of the St. Louis area) and press option 6, then 2.
No
Great. To access your account, simply click “Login” in the upper right hand corner of the page.
On my mobile device
Great! First make sure you’re enrolled in online banking. Then, download our free app for iPhone or Android.
Opening a checking account
Great! What do you care most about in a checking account?
Earning interest
Okay! Both our Advantage Plus Checking and Value Checking accounts earn interest. Advantage Plus earns higher interest than Value Checking. With Value Checking, there’s no monthly fee if you maintain an average daily balance of $500 or more.
Great! Take a look at our Advantage Plus Checking account, which features free regal style checks (and 50 percent off custom checks).
Signing up for eStatements
Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab within online banking and accept the disclosure that appears.
We’re sorry to hear that. Is this during or after business hours?
During
Please call us at 314.962.6363 or 618.239.6363, and press option 6, then 1.
After
If it’s your debit card, please call 1.888.918.774. If it’s your credit card, please call 1.866.820.3035.
What would you like to save for?
An upcoming holiday or vacation
Sounds lovely! We have both Christmas Club and Vacation Club accounts available to our members. Check out our Regular Savings page and scroll down for more info.
Retirement
It sounds like an IRA (Individual Retirement Account) would be helpful for you. If you’re interested in meeting with a financial advisor to discuss a Roth IRA and other investment options, we can also make that happen.
College
Meet with our financial advisor to learn about the different options available for funding a college education, including the Coverdell Educational Savings Account and the 529 College Savings Plan.
Something else – and I’d like to earn a good interest rate
Do you have some money saved up already?
Yes, quite a bit
Nice! Are you okay with leaving your money untouched for a while?
Sure
Cool! We think you might like one of our CDs. You agree to leave your money untouched for a while in exchange for a higher interest rate.
I’d prefer to make withdrawals when I need to.
Sounds good. Check out our Money Market account. It’s a little more flexible, but still gets you a higher rate.
Not much
No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
I’d prefer just a basic savings account
Ok! Our Regular Savings sounds just right for you. It also secures your Arsenal membership.
Your life goals and financial goals are one in the same. If you’re looking to achieve and exceed your goals, we want to help.
Arsenal Credit Union is a local, not-for-profit financial institution that offers the same products and services as a bank but far more financial benefits for you – better rates on loans and deposits, and fewer/lower fees. That means more money in your pocket.
If you don’t like paying a monthly service fee for a savings or checking account, Arsenal is for you
When you opened your first bank account, did you have to deposit some ridiculous amount of money and maintain a large balance or risk getting hit with a $5 or higher monthly fee? There are no monthly service fees on savings accounts at Arsenal.
With us, you only need to deposit a minimum of $5. That money is a “share” in the credit union instead of money that’s invested in high-risk securities.
You can also get a checking account with no monthly fees that comes with an instant-issue debit card when you open your account at any of our branches. You can even earn rewards points when you use your debit card for signature-based transactions.
If you’re tired of ATM fees, Arsenal is for you
Why should you have to suffer because your bank doesn’t have ATMs everywhere? A $4 fee here and there really adds up. You shouldn’t have to spend $24 to withdraw $20. That’s a ripoff!
When you have a checking account and a debit card with us, you can easily find a free ATM or shared branch. We actually give you more convenience than what the biggest banks offer. Enjoy free access to 250 ATMs and 50+ shared branches locally, and nearly 30,000 ATMs and 5,000+ shared branches nationwide!
If you value lower rates on loans and credit cards, Arsenal is DEFINITELY for you
We even offer loans on toys like these.
We get it. You’re looking for low monthly payments on your loans and credit cards. Because our mission is to give back to our members instead of profiting on them, we can offer much lower rates than banks.
Not only do we offer you a whole package of additional membership benefits, we are also committed to the communities we serve. From 2013 through 2017, our employees volunteered close to 4,000 total hours. We plan to break 5,000 volunteer hours by the end of 2018.
Since 1948, we’ve been helping people, like you, improve their social and financial well-being. Our mission is to help people and work for you. We treat your money – and you – with the utmost care. Here, you’re not just a number. You’re family.
Experience EXCELLENCE today!
Start doing business with Arsenal and reap the benefits
Arsenal provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. The credit union is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. When you exit our site, our Privacy Policy is no longer in effect.
Thank you for visiting us online. Please return when you need information about Arsenal’s products and services.
