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Why Choose Arsenal?

"I truly appreciate the service that I receive at Arsenal. You feel more like a family."

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Why Choose Arsenal?

Your life goals and financial goals are entwined. If you’re looking to firm up yours, Arsenal Credit Union is a local, not-for-profit financial institution that offers the same products and services as a bank but far more financial benefits for you – better rates on loans and deposits, and fewer/lower fees. That means more money in your pocket.

But don’t take our word for it. Based on an independent survey in January 2018 of our rates and fees compared to other financial institutions in Missouri, you would save $71 annually by banking with us. For a member household, you would save $135. And the total financial benefits are even greater than these averages when a person uses us extensively.

If you don’t like paying a monthly service fee for a savings account, Arsenal is for you

When you opened your first bank account, did you have to deposit some ridiculous amount of money and maintain a large balance or risk getting hit with a $5 or higher monthly fee? At Arsenal, you only need to deposit a minimum of $5. That money is a “share” in the credit union instead of money that’s invested in high-risk securities.

There are no monthly service fees on savings accounts at Arsenal. For that matter, you can also get a checking account with no monthly fees and an instant-issue debit card.

If you value cooperation instead of competition, Arsenal is for you

Why should you have to suffer because your bank doesn’t have ATMs everywhere? A $4 fee here and there really adds up. You shouldn’t have to spend $24 to withdraw $20. That’s a ripoff!

When you have an account and a debit card with Arsenal, you can grab your smartphone, download the CO-OP ATM app and find a free ATM or shared branch to conduct your business. Arsenal actually gives you more convenience than what the biggest banks offer. For example, enjoy free access to 250 ATMs and 50+ shared branches locally, and nearly 30,000 ATMs and 5,000+ shared branches nationwide! As everyone knows, life is a little better when you work together instead of making everything a competition.

If you value education, Arsenal is DEFINITELY for you

Credit unions are the only banking institutions with education as a foundational principle. At Arsenal, you can use in-branch resource centers when you visit. The credit union’s website features a wide variety of financial education resources, including articles, videos and free calculators to use.

Simply a better choice

With our not-for-profit values, we can help you affect change in your community and life. Whether it’s an auto loan, home loan, credit card or checking account, we are simply a better choice.

Since 1948, we’ve been helping people improve their social and financial well-being. Instead of using people to make money for the benefit of stockholders and executives like for-profit banks do, we use money to help people and work solely for our members/customers. Regardless how much or little you have on deposit with us, we treat your money – and you – with the utmost care. Here, you’re not just a number. You’re family.

Experience the credit union difference today!