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What is direct deposit? How can it benefit me?

What is direct deposit? How can it benefit me?

Direct deposit lets your employer deposit your paycheck, Social Security wages or other income directly into your account. It means you don’t have to go to a branch or an ATM to deposit your money, and you won’t have to face the security threat of a lost paycheck. Plus, you’ll get your money faster. It’s safe, reliable and highly convenient.

To set up direct deposit, start by asking your employer’s HR department for a direct deposit form. You’ll need to include our routing number (also known as an ABA number) on the form – it’s 281081233.

You’ll also need your account number. While it’s most likely the account number you use every day, you may have to use a different number for direct deposit. Our address is another typical requirement. In addition, some companies require that you submit a voided check or other document to set up direct deposit.