People. Food. Animals. Cars
These are the four things people take pictures of the most. With the camera on your smartphone or tablet, you can also snap pictures of checks and deposit them into your Arsenal account anytime, anywhere, on our mobile app.
Our members love mobile check deposit
In 2019, our members deposited more than 25,000 checks and almost $7.8 million using this free service. Watch a short video on how to use it.
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1
Tap.
After you download and login to the Arsenal app, select the Check Deposit option at the bottom of the screen. Choose which account to send to and enter the amount of the check.
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2
Snap.
Take pictures of both the front and back of your check. You can choose to either auto-capture or manually snap a pic.
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3
Deposit.
After a short review period, the money will be deposited into your account for use.
FAQs
How long does it take for funds to become available when I use mobile check deposit?
It takes roughly one to two business hours at max. Funds may be held on certain deposits. If you make a deposit at night or on the weekend, the funds will usually appear in your account the morning of the next business day (usually before 9:00 a.m.).
What requirements does mobile check deposit have?
You must have an open and active savings account, mobile banking and be a member in good standing. Your account must also have a positive balance for the past 90 days.
Do I endorse checks normally?
You will endorse your checks with a signature. In addition, on the back of your check, you will have to write FOR E-DEPOSIT ONLY AT ACU.
How much can I deposit with mobile check deposit?
The amount a user can deposit is based on tiers. Members enter a new tier based on successful transactions. Tier one starts at a $1,500 single-day deposit, while tier three starts at $10,000. Ask us for more information.
Can I give others access to mobile banking so they can deposit checks on my behalf?
No. Some fraudulent loan companies will claim that they need your username/password to access Mobile Check Deposit to place funds in your account using a bogus check. When Arsenal receives these “checks,” we reject the deposits because they look suspicious. We also have to close your compromised account and have you come in to open a new one for safety reasons.
Can business members use mobile check deposit?
Mobile check deposit is free for both consumer and business accounts.
