Earn more interest, get free checks
What comes with our Advantage Plus account? Free unlimited regal-style checks (or a 50 percent discount on upscale checks), an instant-issue Visa® debit card and no annoying minimum balance requirement. We’ll also waive the fee on our Visa TravelMoney prepaid cards, a $6.95 savings for you. The monthly service charge is just $4 per month, and you’ll earn interest – in fact, a higher return than what our Value checking account pays.
If you need an ATM, we’ve got you covered. We are a part of the CO-OP Network that gives you free access to more than 250 local and nearly 30,000 machines so you can get cash whenever you want.
Why choose Arsenal?
WalletHub’s most recent Banking Landscape report found that credit unions offer the best interest rates on checking accounts. Credit unions provide over seven times more value than regional banks and 15 times more value than national banks. Fee-wise, credit union checking accounts are also around 39 percent cheaper than those offered by online-only counterparts.
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Special rewards
This checking account lets you earn rewards when you use your debit card to make signature-based transactions, something you won't see at most financial institutions.
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Unlimited check writing
Instead of stressing about how many checks you can write each month, you'll enjoy complete freedom.
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Fast deposits
Need to deposit a check right away? Simply snap a picture with your mobile device and upload it using the Arsenal mobile app.
Rates
| Product | Minimum Balance to Earn APY | APY Dividend/Interest Rate | Compounding Frequency |
|---|---|---|---|
| Value Checking | $0 | .10%/.10% | Monthly |
| Advantage Plus Checking | $0 | .20%/.20% | Monthly |
FAQs
- Always use permanent ink when writing checks rather than pencils or erasable ink pens.
- Make out a check to a name, not "cash" so someone else can't cash that check.
- Draw a line after the name of the party who's supposed to get the money.
- Print numbers as close as possible to the preprinted dollar sign.
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Rate information – The interest rate and annual percentage yield may change every month. We may change the interest rate for your account as determined by the credit union board of directors.
Compounding and crediting – Interest will be compounded every month. Interest will be credited to your account every month.
Effect of closing an account – If you close your account before interest is paid, you will not receive the accrued interest.
Minimum balance requirements – No minimum balance requirements apply to this account.
Average daily balance computation method – Interest is calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
Accrual of interest on noncash deposits – Interest will begin to accrue on the business day you deposit noncash items (for example, checks) to your account.
Transaction limitations – No transaction limitations apply to this account unless otherwise stated in our Common Features.
Fees and charges – A service fee of $5.00 will be charged each calendar month.