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    Hi! Is there something I can help you find?

    • What would you like to borrow for?
      • A home
        • Great, what are you more interested in?
          • I’d like to buy a home, or refinance my current loan.
            • Sounds great. We offer Mortgage Loans at great prices, as well as refinancing options.
          • I want to make some environmentally friendly home improvements.
            • Let’s get started making our community greener. We offer no-collateral Home Improvement loans just for that. We think you’ll love our rates.
          • I’m more interested in using the value in my home to get a loan.
            • Sounds good. Would you prefer a lump sum of cash for your loan, or more flexible spending?
              • Lump sum
                • Sounds like you are looking for a Home Equity Loan. It’s a great way to secure a lower rate, and you can use the money on any expense.
              • Flexible spending
      • A car
      • Something fun
        • What are you interested in?
          • Boat
            • Awesome! Let us help you get on the water. We offer low rates and long terms to make your Boat Loan payments affordable.
          • Personal Watercraft
          • Motorcycle or ATV
            • You’re one step closer to hitting the open road or trail. We have the right financing on Motorcycle and ATV Loans to make it happen.
          • Motorhome, Campervan or Travel Trailer
      • Something else
        • Okay. Business or personal?
          • Business
            • Sounds great! We offer a wide range of Business Loans, including loans for vehicles, equipment and real estate.
          • Personal
            • Terrific! We offer Personal Loans for any need, including weddings, vacations and debt consolidation.
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      • Accessing my accounts
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          • Online
            • Ok! If this is your first time using Online Banking?
              • Yes
                • Okay! To enroll, call us during normal business hours at 314.962.6363 (or 618.239.6363 for Illinois members; 1.800.719.6363 if you are outside of the St. Louis area) and press option 6, then 2.
              • No
                • Great. To access your account, simply click “Login” in the upper right hand corner of the page.
          • On my mobile device
      • Opening a checking account
        • Great! What do you care most about in a checking account?
          • Earning interest
            • Okay! Both our Advantage Plus Checking and Value Checking accounts earn interest. Advantage Plus earns higher interest than Value Checking. With Value Checking, there’s no monthly fee if you maintain an average daily balance of $500 or more.
          • Having no fees
          • Getting free checks
            • Great! Take a look at our Advantage Plus Checking account, which features free regal style checks (and 50 percent off custom checks).
      • Signing up for eStatements
        • Cool! If you are already signed up for and using our online banking service, all you need to do is click on the eStatements tab within online banking and accept the disclosure that appears.
      • Running my small business
        • Our partner Payscape offers several online cash management services to help you track and adjust sales, process electronic forms of payment, create and automate digital invoices, manage a shopping cart on your company’s website and much more.
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      • Reporting a lost or stolen card
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          • During
            • Please call us at 314.962.6363 or 618.239.6363, and press option 6, then 1.
          • After
            • If it’s your debit card, please call 1.888.918.774. If it’s your credit card, please call 1.866.820.3035.
    • What would you like to save for?
      • An upcoming holiday or vacation
        • Sounds lovely! We have both Christmas Club and Vacation Club accounts available to our members. Check out our Regular Savings page and scroll down for more info.
      • Retirement
      • College
        • Meet with our financial advisor to learn about the different options available for funding a college education, including the Coverdell Educational Savings Account and the 529 College Savings Plan.
      • Something else – and I’d like to earn a good interest rate
        • Do you have some money saved up already?
          • Yes, quite a bit
            • Nice! Are you okay with leaving your money untouched for a while?
              • Sure
                • Cool! We think you might like one of our CDs. You agree to leave your money untouched for a while in exchange for a higher interest rate.
              • I’d prefer to make withdrawals when I need to.
                • Sounds good. Check out our Money Market account. It’s a little more flexible, but still gets you a higher rate.
          • Not much
            • No worries. Once you open a Regular Savings account, you can open secondary accounts for whatever you need, including college, rainy day funds and more.
      • I’d prefer just a basic savings account
        • Ok! Our Regular Savings sounds just right for you. It also secures your Arsenal membership.

    Motorhome, Campervan, Travel Trailer Loans

    "I love doing business with Arsenal CU. They make you feel special. Thank you for being there for us."

    Man with a fedora hanging out around a campfire Roy H.

    • Fast

      We'll get back to you in minutes

    • Free

      No application fee

    • Apply Now!

    Epic road trips

    Imagine vacations without the hassle of luggage bags, waits in airports, checking in at hotels and renting a car. Enjoy the great outdoors and see everything the country has to offer – it’s way more affordable than you think.

    Why choose Arsenal?

    If you’re making a big purchase, you want the right partner by your side. In addition to offering the same low rates on new and used models, here’s what else sets us apart.

    1. 1

      Pick your term

      Flexibility is everything. With terms up to 180 months available, your loan payments will be more budget-friendly. Minimum loan amounts apply to various terms offered.

    2. 2

      Bundle up

      You can bundle your title, tax and license costs right into the terms of your loan. We also offer exclusive discounts on insurance.

    3. 3

      Skip payments

      Skipping a payment with us won't ruin your credit score. We allow you to skip a payment once per year, for up to five years, as long as you're in good standing. Ask for details.

    Explore America

    Applying is easy. Come into one of our branches, get on-the-spot Arsenal financing at many dealerships, or complete an online application right here.

    Apply Now!

    Rates

    APR* Term
    7.25% APR-18.75% APR 0-84 months
    7.50% APR-18.75% APR 85-120 months
    7.95% APR-18.75% APR 121-144 months
    8.45% APR-18.75% APR 145-180 months

    New Motorhomes, Campervans, Travel Trailers and Campers - Up to 115% of MSRP financed (plus tax, title and license)

    *APR = Annual Percentage Rate, subject to change and based on creditworthiness. Rates as of 07-01-18.

    APR* Term
    7.25% APR-18.75% APR 0-84 months
    7.50% APR-18.75% APR 85-120 months
    7.95% APR-18.75% APR 121-144 months
    8.45% APR-18.75% APR 145-180 months

    Used Motorhomes, Campervans, Travel Trailers and Campers - Up to 115% of NADA used wholesale value financed (plus tax, title and license)

    *APR = Annual Percentage Rate, subject to change and based on creditworthiness. Rates as of 07-01-18.

    Calculator

    Loan Calculator

    Format: 12m, 36m, 3y, 7y

    FAQs

    You can apply for and get an Arsenal Credit Union loan at many dealerships throughout Missouri and Illinois. Be sure to insist on ACU financing when you are at these dealerships to get our low rates. This list does not indicate an endorsement for these manufacturers, dealers or services.
    Yes, you can update your insurance information here.
    You have the opportunity to skip a payment once every 12 months, up to a maximum of five times over the life of your loan. Your eligibility is based on you keeping your loan current and in good standing (e.g. you have a responsible repayment history). You can choose which month you would like to skip by contacting us before the due date. The payment is deferred until the end of the term.
    The only place to get a truly free credit report is AnnualCreditReport.com. You can receive one from each credit-reporting bureau – TransUnion, Equifax and Experian – every year. It's best to stagger your three reports throughout the year. For example, get your TransUnion report in January, Equifax in May and Experian in September.
    Fifth wheel RV owners pay an average of $800 to $925 per year for insurance. However, a more luxurious vehicle with a medium duty truck can cost up to $1,300 to insure.
    Our annual car insurance premium averages $1,500 a year, while RV insurance averages $550 annually for a motorhome and $250 for a nonmotorized trailer. Variables that go into determining RV insurance include your driving record and age.
    Towable RVs include fifth wheels, pop-ups, and travel trailers. For instance, if your camper somehow comes unhitched from your truck and damages some property, your auto insurance liability will cover the costs. Because liability is covered under your car insurance, the state does not require insurance on towable RVs.

    Still have questions?

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    Add-on options

    Why not handle everything in one place? Get a little more out of your recreational loan with these convenient add-ons.

    • GAP

      GAP (Guaranteed Auto Protection) helps cover you if your property is stolen or totaled. Most insurance will only cover the value of these in such instances, but you might owe more on your loan. GAP gives you peace of mind by covering the rest and "closing the gap." You can add GAP to your Arsenal loan at any time.

    • Recreational Vehicle Insurance

      Why go straight to a big, expensive company when you can get great discounts through us? We offer exclusive discounts on RV insurance through the credit union, for both new and used vehicles.

    • Credit Life/Credit Disability Insurance

      If something happens to you during the course of your loan, these insurance options are a welcome relief. Credit disability insurance can help make your loan payment (up to the policy maximum) on your vehicle if you become totally disabled due to a covered injury or illness. Credit life insurance will help you do the same should an unexpected life event occur.

    Explore America

    Apply Now!

    Credit Life/Credit Disability: Coverage starts on the enrollment date and can be cancelled at any time. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.