Ditch the checkbook. Keep this card at the top of your wallet.

Alright, you probably never had a checkbook. But you definitely want this debit card.

Open your checking account at one of our four full-access branches and get an instant-issue card the same day. Access more free ATMs near me than the largest banks in the country.

Personal checking accounts Business checking accounts

Access 30,000+ free ATMs near me

Why pay ATM fees? Use your debit card at more than 250 local, free ATMs and 30,000+ nationwide through the CO-OP Network with absolutely no fees involved. You’re probably close to one right now. Use the locator below to find your closest ATM.

Find free ATMs near me

Running debit as credit

Always choose the "credit" option at a retailer.

You make this decision almost daily. Did you know that running debit as credit is the safest bet? Skip entering your PIN and choose the "credit option whenever you can.

More security

If you experience fraud on your card, running it as credit will help you recover funds more quickly.

More about running debit as credit

Faster

Not only will you skip entering your PIN at the checkout, you’ll be able to see your transactions live in online + mobile banking.

Discover online + mobile banking

No interest

You’ll never be charged interest when running debit as credit. If you’d like to apply for a credit card, you’ll find a low-interest option with us.

View credit cards options

Card Management

Fight fraud and control your debit card within online + mobile banking. Lock/unlock your card when it’s not in use or you just can’t find it. Create customized alerts for specific transactions. Receive text notifications when your debit card is active. Set travel notifications to keep access to your card when you’re out of town.

More about Card Management

Connect your card to mobile payments

Your card is easy to set up on mobile payment platforms like Google Pay and Apple Pay. Not only are mobile payments convenient, they’re secure (you carry no cash or cards), they’re fast (just swipe your phone) and they’re just plain cool (obviously).

Learn more about mobile payments

Make saving automatic

Saving money is tough. Make it easier. Make it automatic. Enroll in the free Spend to Save program and watch your savings grow. Use your debit card and we’ll round up to the nearest dollar on each transaction you make. The “change” goes right to your savings account. Your savings will add up in no time.

Start saving automatically

What are people saying?

“Upon losing my debit card, my account was frozen immediately and a new card was issued at the branch within the hour. Outstanding!”

Robert S.
Member

Frequently asked debit card questions

How do digital wallets integrate with debit cards?

You can integrate your Arsenal debit card with popular mobile payment apps like Apple Pay and Google Pay. This integration allows you to make contactless purchases in stores with your phone or smartwatch instead of using your physical card. Transactions are secured through encryption, tokenization and device authentication.

What's the best way to report a stolen debit card?

The best way to report your debit card as stolen is to login to online + mobile banking and use the Card Management app. You can toggle your card on/off if it is lost or stolen. You can also report your card stolen and order a new one to arrive by mail to your house. You can also visit a branch, call or start a live chat during non-business hours. Call 866.820.3035 during non-business hours.

Can I control my debit card in online banking?

Yes! Card management allows you to set up spending alerts and controls on your debit card. You can also set up travel alerts so you keep access to your card at all times while out of town.

Does Arsenal offer contactless "tap" cards?

Yes! When you open a checking account online, you'll receive a contactless card by mail. If you open your account in a branch (or need a new debit card), you'll receive an instant-issue card with the same feature.