Keep running your business right. Credit when you need it.

Of course a credit card lets you make everyday purchases for your business. But did you know that a small business credit card can help you manage your business better?

We’re not saying that having a credit card for your small business is like having an extra employee, but it might be the next best thing.

Manage your cash flow

Don’t let seasonality or a slow period keep your business from growing. Make purchases when you need them instead of waiting for money to come in — keeping your business running smoothly.

Keep business and personal expenses separate

Did you know that almost half of small businesses use personal credit cards? Using a dedicated small business credit card helps you keep work and personal expenses separate, saving you time and money when preparing your taxes.

Monitor employee spending

Easily track all of your small business credit card expenses on a single account. We offer two types of accounts with our credit card:

  • Individual: One card. One monthly statement.
  • Consolidated: Multiple cards for multiple authorized employees. One monthly statement.

Stay safe with added card security

Everyone uses a credit card differently. Stay in control with the free Card Management tool within online + mobile banking. Use Card Management to lock/unlock your cards at any time. You can also set up custom alerts and controls, travel notices and so much more.

Lower rates and fewer fees

Rates starting as low as 9.99% APR*
25-day grace period
No monthly or annual fees
No program fee
No servicing fee
No minimum finance charge
No fees on cash advances

What are people saying?

“I am just telling the truth! Arsenal Credit Union is everything you want banking to be! Keep the great work up!”

Kenneth F.