Accounts > Credit Cards

Everything you want in a credit card. Right now.

It’s the perfect companion for your everyday purchasing needs.

Apply online and get a quick decision

Better rates than banks and big boxes

Our fixed-rate Visa credit cards start at a much lower rate (9.90% APR*) than big bank and big box retailer options. Plus, you’ll pay no penalty rate if you accidentally miss your payment and get a 25-day grace period.

Arsenal Rate:

9.90%

APR

Big Banks:

14.99%

to 17.99% APR

Big Box Stores:

26.99%

APR

Transfer high-interest balances for free

Feel like you’re not making a dent on your current, high-interest credit cards? Transfer the balance to an Arsenal card. There’s no fee, so you pay off more principal and get on your way to being debt free faster. Most credit cards charge a percentage of your balance transfer or up to $300.

Pay fewer fees

A lot of financial institutions charge pesky fees on their credit cards at regular intervals or for certain types of transactions. Your Arsenal card eliminates unnecessary fees, giving you more freedom to use your card however and whenever you want.

Start a video call Start a live chat
No monthly fees
No setup fee
No program fee
No monthly servicing fee
No minimum finance charges
No transaction fees
No cash advance fees
No balance transfer fees

Take control. Prevent Fraud.

You’re in control. Lock/unlock your credit card, set up alerts/controls, make payments, create travel notices and so much more with our free CardKey app.

Download CardKey

Connect to your digital wallet

Leave your wallet at home and make purchases using your phone. Set your Arsenal credit card up on Apple Pay, Google Pay and Samsung Pay for extra convenience and flexibility.

Learn more about mobile payments

No credit? No problem.

We offer a secured card if you have little or no credit history. You’ll build credit with responsible card use. Credit limits are based on how much you have on deposit in your Arsenal savings account.

What are people saying?

“Hassle-free and very friendly, quick service.”

Mark M.
Member

Apply online and get a quick decision

You're on your way to saving more money with your credit card.

Apply online today Start a video call

*APR=Annual Percentage Rate. Rates as of 8.1.2023. Subject to change. Read our credit card agreement and disclosure. Credit union membership and qualifications are required. Loan terms and conditions depend on credit qualifications and approval. See if you’re eligible to join the credit union here. For assistance opening accounts, applying for loans and other general inquiries, start a live chat during normal business hours.