Your friends and family belong here

You and a friend could both earn a $75 Visa gift card when you refer them to the credit union. Refer up to five friends each year.

Please fill out the form below to start referring. Only referrals that are completed through this form will be eligible for the incentive.

What accounts are eligible?

Three ways you can refer your friends to the credit union.


New member must also get a debit card, open a digital banking account and complete five (5) qualifying transactions.

Totally Free Checking


Money market accounts and CDs with a minimum deposit of $2,500.

Savings accounts


Earn the incentive when your friend opens a loan of any type or gets a credit card.

Tap into home equity

What are the rules?

All submissions must be made through the form above.

No other submissions will be accepted. Incentives will be paid within 30 days of account opening after all conditions have been met.

Rules for referrers

Must be age 13 or older at time of participation.

New accounts must be opened within 30 days of the referral being sent.

Referrer can refer a maximum number of 5 new members to the credit union (max of $375 earned).

May not be combined with other offers. Account must remain open, active and in good standing to receive the bonus. This applies to the new member’s account, too.

View official rules

Rules for referees

Must mention, at account opening, the name of the referring member.

Be age 13 or older and eligible for membership.

Only one referral from one current Arsenal member will be accepted.

Membership at Arsenal must be established within 30 days of referral to qualify for the offer amount. If the new account is opened after this date, the offer amount will not be awarded to either party.

Membership eligibility

Top ten reasons to try Arsenal

If you’re reading this, you’re probably already a member. Need help convincing your friends and family to join? We’ve put together a quick list of ten of the biggest benefits new members receive. Help your friends save more time and money.