Refer and earn a $75 gift card

You and a friend can both earn a $75 Visa® gift card when you refer them to the credit union. Earn up to $375 each year when you refer up to five friends or family members. During Sept. and Oct., for each successful referral, you'll be entered to win $250.

Please fill out the form below to start referring. Only referrals that are completed through this form will be eligible for the incentive. View official program rules here.

$250 bonus drawing rules

Drawing open to those age 18 and older. The contest runs from Thursday, July 25, through Saturday, August 31. To be entered to win, member must refer another member to the credit union. Referred member must open one of the eligible account types before Saturday, August 31. One (1) qualifying member will win a $250 electronic gift card. Arsenal Credit Union employees, elected/appointed officials and immediate family members are not eligible to enter or win prize drawings. Odds of winning are based on the number of entries received. No purchase necessary. To enter by mail, write your full name, home address, phone number, email address and age on a 4×6 postcard and mail to: Member Referral Drawing 3780 Vogel Road; Arnold, MO 63010. Entries must be received by U.S. mail by Saturday, August 31. Winner will be randomly chosen from a list of entrants. Winner will be contacted through email unless other preferred communication channel is stated. Winner agrees to be featured on our social media platforms, blog posts and other electronic communication platforms.

What accounts are eligible?

Three ways you can refer your friends to the credit union.

Checking

New member must also get a debit card, open a digital banking account and complete five (5) qualifying transactions.

Totally Free Checking

Deposits

Money market accounts and CDs with a minimum deposit of $2,500.

Savings accounts

Loans

Earn the incentive when your friend opens a loan of any type or gets a credit card.

Tap into home equity

What are the rules?

All submissions must be made through the form above.

No other submissions will be accepted. Incentives will be paid within 30 days of account opening after all conditions have been met.

Rules for referrers

Must be age 13 or older at time of participation.

New accounts must be opened within 30 days of the referral being sent.

Referrer can refer a maximum number of 5 new members to the credit union (max of $375 earned).

May not be combined with other offers. Account must remain open, active and in good standing to receive the bonus. This applies to the new member’s account, too.

View official rules

Rules for referees

Must mention, at account opening, the name of the referring member.

Be age 13 or older and eligible for membership.

Only one referral from one current Arsenal member will be accepted.

Membership at Arsenal must be established within 30 days of referral to qualify for the offer amount. If the new account is opened after this date, the offer amount will not be awarded to either party.

Membership eligibility

Top ten reasons to try Arsenal

If you’re reading this, you’re probably already a member. Need help convincing your friends and family to join? We’ve put together a quick list of ten of the biggest benefits new members receive. Help your friends save more time and money.