Stop Payment – One or more checks, Online Banking, Mobile, Bill Pay and ACH
$30.00
Cancel stop payment
$30.00
Overdraft transfer (from savings account)
$5.00
Nonsufficient funds (includes checks, preauthorized ACH withdrawals and online bill pay)
$28.00 each
Uncollected funds (includes checks, preauthorized ACH withdrawals and online bill pay)
$28.00 each
Courtesy Pay or any overdraft (each debit, including ATM and ACH transactions, or check paid that creates a negative balance)
$28.00 per item
Below minimum balance (Value Checking)
$4.00 per month
Collection item (incoming and outgoing)
$25.00
Below min. balance (Value Checking)
$4.00 per month
Below min. balance (Premier Checking)
$5.00 per month
Business Checking I
$0.25 per transaction over 200
Business Checking II
$20.00 per month; $0.50 per transaction over $500. Waived with $5,000 average daily balance
Business Checking III
$0.10 per transaction
Fees effective March 1, 2025.
Card replacement
$10.00 per card
ATM use (including business accounts) (Non-ACU network machine withdrawals, transfers and inquiries)
$1.00 per event
ATM surcharge (non-members& using ACU-owned ATMs) *Applies only to members of other credit unions that are not part of the CO-OP ATM network and to anyone using a bank-issued card
$4.00 per event
Credit card late payment (share secured only) Minimum payment > $25.00 Minimum payment < $25.00
5% or $25.00 (whichever is less) not less than $10.00 $5.00
Credit card late payment
$25.00
Visa gift card issue
$5.00 per card
Fees effective March 1, 2025.
Safe Deposit Box Fees (annually)
Fees effective March 1, 2025.
Domestic wire transfer (Outgoing – Federal Reserve)
$25.00 each
International wire transfer (Outgoing) International wire transfer (Outgoing to U.S. Military Bases)
$100.00 each $65.00 each
Visa TravelMoney card
$6.95 each
Notary service (non-members)
$2.00 each
Deposit items returned unpaid
$15.00 each
Inactive account (no activity for 9 months or more and no other accounts at Arsenal Credit Union)
$10.00 per year
Research/document retrieval
$30.00 per hour
Paper statement (applies to members 18 years to 64 years of age)
$5.00
Non-member ON US check cashing
$5.00 per check
Returned ACH payment
$10.00
Foreign check processing (additional foreign institution fees may apply:
U.S. funds on foreign banks/institutions
$10.00
Foreign funds on foreign banks/institutions
$20.00
90-day closure fee/new account
$25.00
Holiday/vacation early withdrawal
$10.00
Returned mail (per month)
$5.00
Subpoena received (per account)
$40.00
Postage/handling/shipping
$30.00
Fees effective March 1, 2025.
Loan late payment (after 15 days)
5% of payment or $25.00 (whichever is less) if payment due is more than $25.00; otherwise, $5.00 if payment is less than $25.00
Fees effective March 1, 2025.
