Give your small business a boost. Checking options for every size.

We offer three different business checking accounts. Choose the one that’s right for you based on the number of transactions your business makes each month. Need a recommendation? Visit a branch, call/text us or start a live video call and we’ll help you out.

More bang for your buck!

According to WalletHub, credit unions provide over seven times more value than regional banks and 15 times more value than national banks when it comes to checking accounts and business checking solutions.

Mobile solutions

Access your business checking account anytime, anywhere with the Arsenal mobile app. Check account balances, transfer money, pay bills, view statements and start a live chat during normal business hours.

View more mobile banking benefits
Convenient spending

Your checking account comes with a business-branded Visa debit card that lets you make purchases just about anywhere. Get an instant-issue card at any of our four full-access branches.

View more debit card benefits
Easy withdrawals

Withdraw cash for your business without the fees. Our CO-OP network of free ATMs gives you access to more than 250 local and 30,000 U.S. ATMs — many more than what the biggest banks offer.

Find a free ATM
Quick deposits

Does your business frequently receive checks? Now you don’t have to visit a branch or ATM each time to make a deposit. Use mobile check deposit on the Arsenal app.

Which account is right for you?

Compare our three checking options side-by-side.

Business Checking I

Business Checking II

Business Checking III

Business Checking I
Business Checking II
Business Checking III
Transactions per month

Up to 200

Up to 500

More than 500

Per transaction fee

25 cents per transaction in excess of 200

50 cents per transaction in excess of 500

10 cents per transaction

Monthly fee


$20 or waived with ADB of $5,000+


Minimum deposit




Earns dividends


On ADB* of $500+

On ADB of $2,500+

Minimum ADB required




*ADB= Average Daily Balance

What are people saying?

“Unparalleled customer

Amy H.