Loans > Personal Loans

A loan that fits your life.
Personal loans in St. Louis.

Personal loans starting at 10.49% APR*. Borrow up to $50,000.

Life happens. Your friend announces a destination wedding. You need new
appliances. You want to adopt. When a major milestone pops up, a personal
loan is the hassle-free way to take care of it.

Apply for your personal loan online

Always fast. Always free to apply.

Apply online, through Live Video Banking or visit a branch. We’ll get you a quick approval and the funds will be yours fast! There are no application fees and no fees for paying your loan balance early.

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What are some of the benefits of a personal loan?

Consolidate debt

If you have high-interest credit cards making your life difficult, consider getting a personal loan to lower your interest rates. Bring everything into simple, single monthly payments. We’ll even pay off your balances for you.

No surprises

Personal loans are consistent. The rate you get today doesn’t change. If you buy items with a “no-interest” store credit card and miss a payment (or don’t pay off your full balance during the term), your rates could skyrocket.

Take a break. Skip a payment.

Give your budget room to breathe. Skip your personal loan payment once every 12 months up to five times over the life of your loan. Skipping your payment won’t ding your credit score.

Loans for first-time borrowers

Don’t have a credit history? That’s okay. We offer a personal loan for those with no credit history (with an exception for student loans). Borrow up to $2,500 at a 13.00% APR* with repayment terms up to 36 months.

Calculate your repayment plan

Use the quick calculator below to figure out your monthly personal loan payment. Insert the amount you want to borrow and how many months you want to take to repay it (up to 60).

Apply online

Loan Calculator
Deposit Calculator

Format: 12m, 36m, 3y, 7y

Total Savings

$

What are people saying?

“My husband and I were able to complete a personal loan application and be funded within 24 hours. They are helping with a plan for credit repair and starting a business. Wonderful to work with!”

Barb D.
Member

Get a quick decision

Apply online, in-person or through Live Video Banking to get your funds.

Apply online Start a video chat

*APR=Annual Percentage Rate. Rates as of 9.1.2023 and subject to change. Credit union membership and qualifications are required. Loan terms and conditions depend on credit qualifications and approval. See if you’re eligible to join the credit union here. For assistance opening accounts, applying for loans and other general inquiries, start a live chat during normal business hours.