Don't hold back

The time is now. Take control of your financial success at a St. Louis credit union. Crush your life goals with confidence with custom banking solutions and digital tools.

Boost your borrowing power

Take charge of home projects, consolidating debt and any other major purchases using a home equity line of credit (HELOC). Borrow up to 100 percent and pay no closing costs.

Or, get started on your dreams of homeownership with a mortgage with help from a St. Louis credit union. Qualified first-time borrowers could receive down-payment assistance.

Custom lending solutions

A loan isn’t just a large sum of money — it’s a big step toward your life goals.

What do you want to accomplish?

We’re here to help you with low rates, flexible terms and expert knowledge.


Lower monthly payments. Quick decisions. Get your vehicle when you need it.

Everything about auto loans
Auto refinancing

Stuck paying too much on a loan from another lender? See if you can get a lower rate and a more flexible repayment term with us.

Save big bucks by refinancing

Fund a vacation, destination wedding or anything else you can dream of.

More about personal loans
Home equity

Do more with your home’s available equity — borrow up to 100 percent. Pay no closing costs and save up to $1,500.

Discover home equity options

Find a lending option that works for your small business. Our 100-percent local team will work with you every step of the way.

View business lending options

Plan for your future

Everyone has unique savings goals. Whether you’re just starting out or planning on retiring soon, we offer custom products and advice to help you reach those goals.

Basic savings

Every Arsenal member starts with $5.00 in a savings account. Grow it with direct deposits, paycheck deductions and automatic savings tools.

More about our savings options
Earn interest

Open a money market or certificate of deposit to earn more interest on your savings.

Earn more interest
Financial advice

Find more information about 401(k)/IRA rollovers, retirement planning, insurance, saving for college and much more.

Visit Arsenal Investment Center

A St. Louis credit union for you, for good

100-percent local

We’re digital when you want it, but local when you need it. Visit us at any of our four full-access branches.

View locations


The profits we make go back to you in the form of lower rates on loans and enhanced digital products.

Community involvement

We give back in more ways than just lower rates on loans. Learn more about how we help the people in the communities we serve

Community involvement projects

What are people saying?

“I am just telling the truth! Arsenal Credit Union is everything you want banking to be!”

Kenneth Fitzgerald


“I always recommend Arsenal. I've been to other places and wasn't impressed. I stay with you because there has never been a time where my needs weren't met.”

Anthony Shamus, Jr.

“I have never experienced anything except top-notch service and reliability with ACU either in person or online.”

Stephanie Brown


“Easy to get things done.”

Patricia Heidecker