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Business Loans

"I have always been treated with kindness and respect whenever I have done business with anyone at Arsenal Credit Union. I feel that my business is appreciated."

Portrait of young white woman in a busy modern workplace Rebecca F.
  • Flexible

    Loans tailored to the needs of your business

  • Free

    No application fee

  • Apply Now!

The loan you want

No matter what stage your business is in, we offer competitively priced loans to cover almost any business need, including purchases and refinances.

From a partner you trust

What makes us a great business partner? Excellent rates and a proven track-record of stellar service.

  1. 1

    Award-winning service

    We've been honored in Small Business Monthly's "Best in Business List" as one of the best credit unions in St. Louis every year since 2009.

  2. 2

    Experienced professionals

    Our team has the knowledge and skills to help your small business. We offer loans plus a variety of deposit accounts.

  3. 3

    Competitive rates

    We offer competitively priced loans for business vehicles, equipment, inventory, operational expenses, real estate, construction and more.


We offer a variety of business loans, including:
  • Residential investment property
  • Commercial real estate
  • Construction
  • Truck and business vehicles
  • Equipment
  • Revolving lines of credit for inventory purchases and other everyday operational expenses
  • Visa credit cards
We will need several items:
  • Previous 2-3 FYE business financial statements (Balance Sheet & Income Statement)
  • Previous 2-3 years' business tax returns
  • Current interim business financial statements
  • Current Personal Financial Statement from applicant and all guarantors
  • Previous 2 years' personal tax returns
  • Lease and rent roll for income-producing real estate
  • Business plan (if a new business)
  • Completed Member Business Loan Information Form
Complete this application and a personal financial statement, and return them to us by fax (314.919.1038) or mail (3780 Vogel Road, Arnold, MO 63010). You can also email your completed documents to our business lending department.
If you need any help or have any questions about a small business loan, contact either of our AVP business lenders, Jennifer Wright (314.919.1016 or or Andrew Dodge (314.919.1060 or
In addition to loans, we can also help our business members with:
  • Free online banking
  • Free online bill pay
  • Checking accounts
  • Visa debit card
  • Wire transfers
  • Stop payments
  • Safe deposit boxes
  • Night depository drop boxes
The only place to get a truly free credit report is You can receive one from each credit-reporting bureau – TransUnion, Equifax and Experian – every year. It's best to stagger your three reports throughout the year. For example, get your TransUnion report in January, Equifax in May and Experian in September.

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