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Business Loans

"I have always been treated with kindness and respect whenever I have done business with anyone at Arsenal Credit Union. I feel that my business is appreciated."

Portrait of young white woman in a busy modern workplace Rebecca F.
  • Flexible

    Loans tailored to the needs of your business

  • Free

    No application fee

  • Apply Online!

The loan you want

No matter what stage your business is in, we offer competitively priced loans to cover almost any business need, including purchases and refinances.

From a partner you trust

What makes us a great business partner? Excellent rates and a proven track-record of stellar service. As a business based in the St. Louis area, we understand the needs of members of the community.

  1. 1

    Best in Value in St. Louis

    In 2019 we were among 25 local businesses recognized for offering the “Best in Value” and helping people “get the most out of their money” by the St. Louis Small Business Monthly.

  2. 2

    Experienced professionals

    Our team has the knowledge and skills to help your small business. We offer loans plus a variety of deposit accounts.

  3. 3

    Competitive rates

    We offer competitively priced loans for business vehicles, equipment, inventory, operational expenses, real estate, construction and more.

Start your business loan

Complete your business loan with our easy-to-use online application.

Apply Online!


We offer a variety of business loans, including:
  • Residential investment property
  • Commercial real estate
  • Construction
  • Truck and business vehicles
  • Equipment
  • Revolving lines of credit for inventory purchases and other everyday operational expenses
  • Visa credit cards
We will need several items:
  • Previous 2-3 FYE business financial statements (Balance Sheet & Income Statement)
  • Previous 2-3 years' business tax returns
  • Current interim business financial statements
  • Current Personal Financial Statement from applicant and all guarantors
  • Previous 2 years' personal tax returns
  • Lease and rent roll for income-producing real estate
  • Business plan (if a new business)
  • Completed Member Business Loan Information Form
Complete your business loan with our easy-to-use online application. You can also email our business lending department with any questions.
If you need any help or have any questions about a small business loan, contact either of our AVP business lenders, Jennifer Wright (314.919.1016 or jwright@arsenalcu.com) or Andrew Dodge (314.919.1060 or adodge@arsenalcu.com).
In addition to loans, we can also help our business members with:
  • Free online banking
  • Free online bill pay
  • Checking accounts
  • Visa debit card
  • Wire transfers
  • Stop payments
  • Safe deposit boxes
  • Night depository drop boxes
The only place to get a truly free credit report is AnnualCreditReport.com. You can receive one from each credit-reporting bureau – TransUnion, Equifax and Experian – every year. It's best to stagger your three reports throughout the year. For example, get your TransUnion report in January, Equifax in May and Experian in September.

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Start your business loan

Apply Online!