Give your business a boost
When you sign up for one of our business checking accounts, you’ll get access to thousands of free ATMs, a mobile banking app with cool tools like Zelle® and access to us any time with Live Chat. We have multiple accounts available, so you can pick one tailor-made for your business size and needs.
Let us partner with you
You want to choose a partner that will give you more bang for your buck. According to WalletHub, Credit unions provide over seven times more value than regional banks and 15 times more value than national banks when it comes to checking accounts.
In 2019 and 2020 we were among 25 local businesses recognized for offering the “Best in Value” and helping people “get the most out of their money” by the St. Louis Small Business Monthly.
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1
Convenient spending
You'll get a business-branded Visa® debit card that lets you make purchases almost anywhere. Order one online or get an instant-issue card at any of our branches.
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2
Easy withdrawals
Withdraw cash for your business without the fees. Our CO-OP network of free ATMs gives you access to more than 250 local and 30,000 U.S. ATMs – many more than the biggest banks offer.
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3
Quick deposits
Do you frequently get checks for your business? Now you won't have to come into a branch every time you receive one. Use mobile check deposit on the Arsenal app.
We offer three different business checking accounts. Choose the one that's right for you based on the number of transactions your business performs each month.
| Business Checking I | Business Checking II | Business Checking III | |
|---|---|---|---|
| Transactions per month | Up to 200 | Up to 500 | More than 500 |
| Per transaction fee | 25 cents per transaction in excess of 200 | 50 cents per transaction in excess of 500 | 10 cents per transaction |
| Monthly fee | None | $20 or waived with ADB of $5,000+ | None |
| Minimum deposit | $100 | $500 | $1,000 |
| Earns dividends | No | On ADB* of $500+ | On ADB of $2,500+ |
| Minimum ADB required | None | $5,000 | None |
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Business Checking I
Transactions per month Up to 200Per transaction fee 25 cents per transaction in excess of 200Monthly fee NoneMinimum deposit $100Earns dividends NoMinimum ADB required None
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Business Checking II
Transactions per month Up to 500Per transaction fee 50 cents per transaction in excess of 500Monthly fee $20 or waived with ADB of $5,000+Minimum deposit $500Earns dividends On ADB* of $500+Minimum ADB required $5,000
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Business Checking III
Transactions per month More than 500Per transaction fee 10 cents per transactionMonthly fee NoneMinimum deposit $1,000Earns dividends On ADB of $2,500+Minimum ADB required None
*ADB=Average Daily Balance
Calculator
FAQs
- Always use permanent ink when writing checks rather than pencils or erasable ink pens.
- Make out a check to a name, not "cash" so someone else can't cash that check.
- Draw a line after the name of the party who's supposed to get the money.
- Print numbers as close as possible to the preprinted dollar sign.