Wrap up more than gifts. Wrap up interest!

^{*APY=Annual Percentage Yield. Rate as of 12.1.2025 and subject to change without notice. This account is subject to a Tiered Variable Rate. Balances up to $15,000 receive APY of 4.25%; balances over $15,000 earn a rate of .08% on the portion over $15,000 resulting in 4.25% – 0.61% APY depending on balance (APY range calculated assuming a balance of $15,000). If qualifications for higher yield are not met, all balances earn .08% APY. In order to avoid a $5.00 monthly fee, you must maintain an average daily balance (ADB) of $2,500.00 in your account each month. In order to earn the disclosed APY and be reimbursed for domestic ATM fees incurred (during each dividend period you will be reimbursed up to a total of $25.00, if qualifications are met), during each dividend period you must: (a) make 15 or more debit card transactions using your Visa Check Card (that post and clear your account as evidenced by your monthly statement); (b) consent to receive your periodic statements electronically (eStatements); and (c) make at least one direct deposit transaction into the Premier Checking account each dividend period.}

^{**Membership eligibility is required. Must be age 18+ and mention this offer at account opening. May need specific forms of identification to open an account such as a driver’s license, proof of address (utility bill,) a credit card and your Social Security Number. Note, credit will be reviewed at the time of account opening. Contact the credit union for full details. Savings account with $5.00 minimum deposit required to join Arsenal Credit Union. Credit union membership required to join. See if you’re eligible here. The $100 deposit will be paid within 45 days after checking account with debit card is opened and member makes at least 10 transactions on card (a deposit will be required to receive a debit card). Member must remain in good standing with the credit union. May not be combined with other offers. Offer valid until 12.31.2025. Bonus will be reported as a dividend.}