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For most of us, fees are just another part of life – like breathing, drinking and brushing your teeth (please). Whenever we get charged a fee for something we have to use, we let out a groan, then pay it.
What else are you going to do? Not use your smartphone or go to that concert?
Who are the biggest fee offenders?
Cable companies: You need access to the internet in your home, but try to change your plan, cancel or move and you’re looking at some added, unexpected costs.
Phone companies: Are data plans still a thing? Want to get out of your contract? Expect to pay.
Airlines: Better make sure your bag is exactly 50 pounds and 27” x 21” x 14” or you’re going to pay extra. Want a window seat? Some airlines even charge you for this.
Ticketmaster: Won’t even get started with this one.
Banks: Want to access your money using a checking account and debit card? The money you earn? Banks with free checking and no minimum balance requirements are few and far between.
Open a free checking account online to save on fees
What if you could skip the fees on something like a checking account? Totally Free Checking comes with no monthly maintenance fee – without a minimum balance or other requirements. It’s the perfect, basic checking account for paying bills, buying groceries, filling up your gas tank and everything else you need.
Let’s take a minute to compare fees
Here’s how much you could save when you open a Totally Free Checking account online compared to the basic checking accounts of some of the biggest banks serving the St. Louis area.
Financial institution
Checking account
Fee per month
Arsenal Credit Union
Totally Free Checking
$0.00 (plus no min. balance or other requirements)
U.S. Bank
Easy Checking
$6.95
Bank of America
Advantage SafeBalance Checking
$4.95 (with limited features)
Regions Bank
LifeGreen Checking
$8.00
First Bank
First Choice Checking
$9.95
You could avoid some of these banking fees by meeting minimum balance or direct deposit requirements, but why jump through hoops just to access your money?
Need a little more out of your checking account? Put your money to work with Value and Advantage Plus Checking accounts that don’t have high minimum balances or other requirements.
Value Checking account earns interest, and there is no fee if you maintain an average daily balance of $500 or more.
Advantage Plus Checking account has a low monthly fee of $4.00 with no minimum balance or other requirements.
