Earn 4.25% APY* with Premier Checking

Earn the stated rate on balances up to $15,000. Keep more access to your money without the hassle.

Open your account in just a few minutes. Or, contact us and a staff member will help you get set up.

Premier Checking Terms and Conditions

*APY=Annual Percentage Yield. Rate as of 1.1.2026 and subject to change without notice. This account is subject to a Tiered Variable Rate. Balances up to $15,000 receive APY of 4.25%; balances over $15,000 earn a rate of .08% on the portion over $15,000 resulting in 4.25% – 0.61% APY depending on balance (APY range calculated assuming a balance of $15,000). If qualifications for higher yield are not met, all balances earn .08% APY. In order to avoid a $5.00 monthly fee, you must maintain an average daily balance (ADB) of $2,500.00 in your account each month. In order to earn the disclosed APY and be reimbursed for domestic ATM fees incurred (during each dividend period you will be reimbursed up to a total of $25.00, if qualifications are met), during each dividend period you must: (a) make 15 or more debit card transactions using your Visa Check Card (that post and clear your account as evidenced by your monthly statement); (b) consent to receive your periodic statements electronically (eStatements); and (c) make at least one direct deposit transaction into the Premier Checking account each dividend period.

New Member Promotion

**Membership eligibility is required. See if you’re eligible here. Must be age 18+ and mention this offer at account opening. May need specific forms of identification to open an account such as a driver’s license, proof of address (utility bill,) a credit card and your Social Security Number. Note, credit will be reviewed at the time of account opening. Contact the credit union for full details. Savings account with $5.00 minimum deposit required to join Arsenal Credit Union. The incentive deposit will be paid within 30 days after promotional requirements are met. Member must remain in good standing with the credit union. May not be combined with other offers. Offer valid until 12.31.2026. Bonus will be reported as a dividend.